Why would you need savings account? You think you can just put your money somewhere in your house. Well, first of all, it's not safe. And savings account also has useful functions that a regular box in your house wouldn't provide:
- Savings account will protect you on a rainy and even stormy days.
When you save your money, you will still have enough money to pay your needs once a bad thing happened.
- Savings account got interests
Even if the interest rate is not so good, it's better than 0%, right?
- Savings account is the key toward bigger goals
You need that to achieve certain bigger goals like buying a house. One step at a time, you're creating wealth in your financial life.
It's easy to avoid saving your money, but you may wanted to do that soon, because you'll never know what will happened tomorrow.