You need a life insurance. But it’s not the type of insurance that give you some amount of time to ‘die’ or you’ll never get your money back. The specially-structured whole life insurance policies, in addition to traditional death benefits, can provide dividend-based wealth building, tax-favored accumulation and borrowing features, and retirement income. Those would be a foundation for personal wealth building solution.

Using whole life insurance policies as a form of investment need some well-tested strategies. Make sure you remember this when you seek advice:

  1. Locate a specially-trained financial planner to carefully design and implement your unique "Cash Value Whole Life Insurance Policy."
  2. Make sure your financial planner uses a specialized "Dividend-Paying Whole Life Insurance Policy" from a select "Dividend-Paying Whole Life Insurance Company."
  3. Don't forget to create a "Substantially Over-Funded Policy" through the use of a flexible "Paid-Up Addition Rider."
  4. Ensure that your financial planner works with a "Non-Direct Recognition Life Insurance Company," which will allow you to borrow against your policy while still accruing your maximum dividends.
  5. Focus on the long-haul. This program requires long-term discipline and specialized advice. You’ll be highly rewarded for your commitment!

So, start to generate true wealth for you and your family with whole life insurance policies! Now! :)


posted on Thursday, June 12, 2008 1:19 PM |

Share your thoughts

6/15/2008 3:17 AM // by Kenny

# re: Whole Life Insurance
Great tips to share!
Thanks!

6/24/2008 11:40 PM // by Toronto life insurance broker

# re re: Whole Life Insurance
Despite selling Toronto term life I keep telling my clients pros and cons of both policies types. Term life is fine, when you are starting career and have no money, but still want to be secured. But as a robust solid wall, which secures you for whole life and is not wasting money, whole life is definitely more suitable...
Lorne
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